Secure Your Loved Ones with Max Life Smart Secure Plus Plan

Securing your family’s future is important and Max Life Smart Secure Plus is the best solution for you. This is nonparticipating individual risk premium life insurance not linked to premium of Rs. 1 crore benefits as little as Rs. 700 per month. Not only do you get a claim rate of up to 99.51%, but you are guaranteed to get all your fees back for free. Let’s explore the main benefits of the program and find out why it is ideal for keeping your loved ones safe.

Essential Benefits of Max Life Smart Secure Plus Plan:

  1. Terminal Illness Coverage: This plan provides terminal illness coverage at zero additional cost. In case of a terminal illness diagnosis, you can avail of a lump sum payout to meet medical expenses and ensure financial security for your family.
  2. Additional Critical Illness Cover: Max Life Smart Secure Plus Plan offers coverage against 64 critical illnesses. If you are diagnosed with any of these illnesses, you will receive a lump sum payout to handle medical treatment and recovery expenses.
  3. Premium Break Benefit: After completing 10 policy years, you have the option to skip a premium payment without losing your coverage. This flexibility can be invaluable during challenging financial times.
  4. Tax Benefits: Enjoy income tax benefits by availing deductions on the premiums paid, under section 80C, and on the death benefit received, under section 10(10D) of the Income Tax Act. You can save up to Rs. 54,600 on taxes, making this plan a smart choice for financial planning.

Special Features:

  1. Free 30-Day Look Period: With Max Life Smart Secure Plus Plan, you have a 30-day free look period from the policy issuance date to review the terms and conditions. If you are not satisfied with the policy, you can return it within this period and receive a refund of premiums paid, subject to deductions of any medical examination or stamp duty expenses.
  2. Special Exit Value: The plan offers a special exit value, where you can get back the total premium paid (inclusive of any extra premium but exclusive of all applicable taxes, cesses, or levies & modal extra), if you decide to exit the policy.

Customize Your Plan:

You can choose the most suitable plan based on your annual income and gender. Additionally, you need to provide information regarding tobacco/nicotine usage to calculate the premium. With a range of coverage options, you can tailor the plan to meet your specific needs and budget.

With a range of coverage options, you can tailor the plan to meet your specific needs and budget.

Take the First Step:

Protecting your family’s financial future is important. By choosing the Max Life Smart Secure Plus plan, you can live today and protect them tomorrow. Calculate your premium to take advantage of this great life insurance plan and submit your details to get started. This plan also covers terminal illnesses and offers great benefits for added financial protection. Max Life is dedicated to supporting your financial health and our agents are ready to assist you throughout the process.


Max Life Smart Secure Plus Plan is a non-linked non-participating individual pure risk premium life insurance plan. The benefits mentioned above are subject to the terms and conditions mentioned in this blog post are based on the information available at the time of writing and are subject to change. Please visit official website for the most up-to-date information.

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What is the term life insurance?

Term life insurance guarantees the payment of a specified death benefit to the heirs of the insured if the insured person dies during a specified term.

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